Fuel Your Business Ambitions with Unsecured Capital up to ₹1 Crore.
Get collateral-free funding in 48 hours. Whether it’s inventory, machinery, or expansion—we provide the leverage your business deserves.
48-Hour Disbursal
No Collateral
ROI starting 13%
48-Hour Disbursal
No Collateral
ROI starting 13%
Business Qualifier
No hard credit check. 100% digital.
Capital Designed for Every Stage of Business.
We understand that every business has a unique heartbeat. Our loan solutions are tailored to bridge the gap between your current operations and your future growth. From MSMEs to established corporations, we partner with 30+ specialized business lenders to ensure you never miss a market opportunity due to lack of funds.
Specialized Loan Products
Working Capital
Manage day-to-day ops & cash flow gaps
Machinery & Equipment
Upgrade tech with asset funding
MSME/SME Loans
Govt-backed & private schemes
Merchant Cash Advance
Funding based on POS/card swipes
Professional Loans
Low rates for Doctors, CAs, Architects
Who can apply?
Who can apply?
| Eligibility Criteria | Requirement |
|---|---|
| Business Type | Proprietorship, Partnership, Pvt Ltd, LLP |
| Business Vintage | Minimum 3 years in current business |
| Annual Turnover | ₹20 Lakhs and above |
| CIBIL Score | 700+ (Personal & Business/Rank) |
| Age of Promoter | 25 to 65 Years |
Eligibility Criteria
- Business Type
- Business Vintage
- Annual Turnover
- CIBIL Score
- Age of Promoter
Requirement
- Proprietorship, Partnership, Pvt Ltd, LLP
- Minimum 3 years in current business
- ₹20 Lakhs and above
- 700+ (Personal & Business/Rank)
- 25 to 65 Years
Our AI Predicts Your Loan Success Before You Apply.
The "Business Credit Blueprint" – Exclusive to CapitalForge
Banking Data Analysis
AI scans GST & bank statements to derive DSCR.
Customized Roadmap
3‑month plan to improve Financial Health Score.
Fast Timeline
- Soft Approval in 15 minutes
- Detailed roadmap within 4 hours
Documents required
Identity & Address
- PAN Card (Business & Promoters)
- Aadhaar
Financials
- Last 12 months’ Bank Statement (Main Account)
Taxation
- GST Returns (Last 6 months)
- ITR with Computation (Last 2 Years)
Business Proof
- Partnership Deed / MoA & AoA / GST Certificate
Our AI Predicts Your Loan Success Before You Apply.
The "Business Credit Blueprint" – Exclusive to CapitalForge
Lender
- HDFC Bank
- Axis Bank
- Lendingkart
- Fullerton India
- Tata Capital
Interest Rate
- 13%
- 13.5%
- 15%
- 14%
- 14%
Tenure
- 12–60 Months
- 12–60 Months
- 12–48 Months
- 12–60 Months
- 12–60 Months
Processing Fee
- 1–2%
- 1–2%
- 2%
- 1–2%
- 1–2%
| Lender | Interest Rate (Starting From) | Tenure | Processing Fee |
|---|---|---|---|
| HDFC Bank | 13% | 12–60 Months | 1–2% |
| Axis Bank | 13.5% | 12–60 Months | 1–2% |
| Lendingkart | 15% | 12–48 Months | 2% |
| Fullerton India | 14% | 12–60 Months | 1–2% |
| Tata Capital | 14% | 12–60 Months | 1–2% |
Why Wait? Your Competitors Aren’t.
Tax Benefits
Interest paid is a deductible business expense.
Full Ownership
Grow without diluting equity.
Credit Building
Timely repayment improves your Commercial Bureau Rank (CMR).
What Our Customers Say
Real results from real people who trusted us with their credit

Vikas Khanna
Manufacturing

Megha Shah
Tech Exports
“The only platform that explained Business Credit Score clearly. Their roadmap helped me move from Rank 6 to Rank 2, saving 3% interest.”

Arjun Deshmukh
Founder, Heritage Exports (Pune)
“I secured a sudden export contract but lacked working capital. The AI identified my strong GST turnover and got me ₹75 Lakhs unsecured in 3 days. It doubled our production capacity.”

Dr. Shalini Iyer
Director, City Diagnostics (Coimbatore)
“They structured our financials to qualify for the lowest ROI professional loan. 100% digital and far better guidance than local banks.”
Our Strategic Partners
Our Powerhouse Network of 50+ Banking & NBFC Partners
We bring the vault to you. By partnering with India’s leading financial institutions, we ensure you get the widest choice of offers and most competitive rates.
🏦 Top Private & Public Banks
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra
- IDFC FIRST
- SBI
- IndusInd
🚀 Leading NBFCs
- Bajaj Finserv
- Tata Capital
- Lendingkart
- Fullerton India
- Poonawalla Fincorp
- Aditya Birla Capital
🛠️ Credit Bureaus
- TransUnion CIBIL
- Experian
- Equifax
Business Loan FAQs
Can I get a loan without collateral?
We specialize in unsecured business loans up to ₹1 Crore.
Does personal credit score matter?
Promoter’s CIBIL score is evaluated alongside business performance.
What can I use the funds for?
restrictions — inventory, marketing, salaries, expansion, or consolidation.
How does AI Analysis help?
It identifies red flags (like cheque bounces) and helps fix them before formal submission.
“Needed ₹40 Lakhs for a bulk cloth order. The AI scan helped me fix GST filing errors and got approval in 2 days. Saved my season!”