Personal Loans up to ₹50 Lakhs
Get funds in as little as 24 hours with our fast and secure loan process. Enjoy a completely paperless and hassle-free application with no collateral required. Get attractive interest rates starting from just 9.75% p.a.*, designed to fit your financial needs.
- Instant Approval
- 100% Digital Process
- Flexible Tenure (12–84 Months)
Check Eligibility in 2 Minutes
Why Choose Our Personal Loan?
We help you get instant loans for wedding, medical, home renovation, and more with 15+ banking partners.
Zero Charges
Transparent processing fees and zero foreclosure charges (after 12 EMIs with select lenders).
Our Trusted Banking Partners
We compare offers from India's leading financial institutions to get you the best deal.
Our Trusted Banking Partners
We compare offers from India's leading financial institutions to get you the best deal.
| Criteria | Requirement |
|---|---|
| Age | 21 to 60 years |
| Employment Type | Salaried or Self-Employed |
| Minimum Income | ₹15,000 per month (varies by lender) |
| Credit Score | 650+ preferred |
| Work Experience | Minimum 6 months in current job/business |
Keep These Documents Handy
- Identity Proof: PAN Card / Aadhaar Card / Voter ID / Passport.
- Address Proof: Aadhaar Card / Utility Bill / Rent Agreement / Passport.
- Income Proof (Salaried): Last 3 months' salary slips & 6 months' bank statements.
- Income Proof (Self-Employed): Last 2 years' ITR, Audited Balance Sheet, & 6 months' bank statements.
- Photos: Recent passport-sized photograph.
Transparent Fees & Interest Rates
| Charges | Details |
|---|---|
| Processing Fee | 0.5% to 2.5% of the loan amount (+ GST) |
| Foreclosure Charges | Nil to 4% (Varies by lender) |
| Interest Rate | Starting from 9.75% p.a. (subject to eligibility) |
our testimonials
What Our Customers Say
"I needed funds urgently for a medical emergency. The process was completely digital, and I got the money in my account the same day. Highly recommended!"
"Great experience! I compared offers from HDFC and Axis and chose the one with the lowest rate. The team helped me throughout the process."
"Professional service. No hidden charges and very clear communication about the interest rates and tenure options."
Frequently Asked Questions (FAQ)
Will checking my eligibility affect my credit score?
No, checking your loan offer on our platform is a "soft inquiry" and has zero impact on your CIBIL score.
Can I prepay my personal loan?
Yes, most lenders allow you to foreclose or prepay your loan after 6-12 EMIs. Foreclosure charges may vary from 0% to 4%.
What is the minimum salary required for a personal loan?
The minimum requirement is usually ₹15,000 per month, but for major banks, a salary of ₹25,000+ increases your chances of approval.
How long does the disbursement take?
For pre-approved offers, disbursement can happen in minutes. For standard applications, it typically takes 24 to 48 hours after document submission.
"I needed urgent funds for a family emergency. The process was very quick and completely online. I received the money the same day. Excellent service!"